Services - Life Insurance Products

With more than a thousand insurance companies to choose from in the U.S. today with endless possibilities and variations in policy types, finding and choosing the right product can be overwhelming.

The Heritage Financial North team of insurance specialists is available to help you choose the right product and insurance company for you and your family.

Pricing:  Choosing the right insurance company depends on your age, health and other factors can make a BIG difference in pricing.  We have saved clients as much as 40% on existing term life policies by finding them a more suitable company.  If you are looking for the most protection for your family or business and the best available rates, please contact us for a consultation.

Return on your money:  Planning for retirement, college funding, future expenses or alternatives to IRA's and 401K plans?  A great number of exciting new options have become available in recent years from many of the premier insurance carriers.  Features such as "Return of Premium" will refund all insurance premiums paid at the end of a term contract.  Products like "Indexed Universal Life" offer the upside potential of the market indexes without any downside risk and may be the solution you are looking for.

Talk to your Heritage Financial North insurance specialist for more information.