Services - IRA's/401K;403b;TSA

In today's world current and future retirees face many challenges.  At Heritage Financial North we are committed to helping our clients overcome these challenges and successfully manage, grow and protect the financial resources they have spent your lifetime building.

New contributions:
Most disciplined investors understand the importance of taking advantage of their maximum annual contributions made to their IRA's and other retirement plans.  Heritage Financial North's team of specialists continuously searches for the best products on the market.  The job of each of our individual agents is always to help every client find the most suitable product for their needs.  We are dedicated to providing our clients with secure retirement strategies and accounts designed to meet their personal needs and goals.

Rollovers:
Most 401K plans and other qualified plans may be rolled over to an IRA after job changes and retirement.  Existing IRA's can also be transferred from any liquid account such as a money market and non-liquid accounts after maturity dates.  Please contact us for help with any rollovers or new contributions.

Traditional/Roth IRA Contribution Limits:
The contribution limit for both Traditional and Roth IRA's is $4,000 and will increase again to $5,000 in 2008.  After 2008, the limit will be annually indexed in $500 increments, adjusted for the cost-of-living (COL).  The chart below shows the contribution limits for both the Traditional and Roth IRA.

*Catch up is available if age 50 and over.